N.O.P.M.I. is a loan offered by Diversified Funding Group, USA that allows you to put less than 20% down and still avoid PMI. Traditionally, anyone putting down less than 20% when purchasing a home was stuck with PMI. At Diversified Funding Group, USA, we don't believe in following bad traditions. With our N.O.P.M.I. loan you can put less money down and keep more money in your pocket on a monthly basis. Plus, your full monthly mortgage payment is now tax deductible. Whereas, PMI is not tax deductible.