Current Rates

Loan Amount	Program	Points	Credit

Last Update:	Friday, July 30, 2010	Broker /Origination Fee:	0.000%
Lock Period:	30 days	Loan Amount:	$200000

30 Year Fixed

RATE	PAYMENT	POINTS %	POINTS ($)	APR	FEES
3.750 %	$926.23	3.186 %	$6,372.00	4.140%	$2,848.00	APPLY ONLINE
3.875 %	$940.47	2.270 %	$4,540.00	4.187%	$2,848.00	APPLY ONLINE
4.000 %	$954.83	1.738 %	$3,476.00	4.268%	$2,848.00	APPLY ONLINE

20 Year Fixed

RATE	PAYMENT	POINTS %	POINTS ($)	APR	FEES
3.750 %	$1,185.78	2.220 %	$4,440.00	4.176%	$2,848.00	APPLY ONLINE
3.875 %	$1,198.83	1.541 %	$3,082.00	4.222%	$2,848.00	APPLY ONLINE

15 Year Fixed

RATE	PAYMENT	POINTS %	POINTS ($)	APR	FEES
3.375 %	$1,417.52	2.759 %	$5,518.00	4.000%	$2,848.00	APPLY ONLINE
3.500 %	$1,429.77	2.436 %	$4,872.00	4.078%	$2,848.00	APPLY ONLINE
3.625 %	$1,442.07	2.123 %	$4,246.00	4.156%	$2,848.00	APPLY ONLINE

5/1 ARM

RATE	PAYMENT	POINTS %	POINTS ($)	APR	FEES
2.875 %	$829.78	2.146 %	$4,292.00	3.871%	$2,848.00	APPLY ONLINE
3.000 %	$843.21	1.809 %	$3,618.00	3.878%	$2,848.00	APPLY ONLINE

7/1 ARM

RATE	PAYMENT	POINTS %	POINTS ($)	APR	FEES
4.625 %	$1,028.28	1.655 %	$3,310.00	4.406%	$2,848.00	APPLY ONLINE
4.750 %	$1,043.29	1.587 %	$3,174.00	4.447%	$2,848.00	APPLY ONLINE
4.875 %	$1,058.42	1.519 %	$3,038.00	4.489%	$2,848.00	APPLY ONLINE

FHA 30 Year Fixed

RATE	PAYMENT	POINTS %	POINTS ($)	APR	FEES
4.000 %	$954.83	2.724 %	$5,448.00	4.299%	$1,588.00	APPLY ONLINE

FHA 15 Year Fixed

RATE	PAYMENT	POINTS %	POINTS ($)	APR	FEES
3.500 %	$1,429.77	4.556 %	$9,112.00	4.309%	$1,588.00	APPLY ONLINE

VA 30 Year Fixed

RATE	PAYMENT	POINTS %	POINTS ($)	APR	FEES
4.000 %	$954.83	2.724 %	$5,448.00	4.299%	$1,588.00	APPLY ONLINE

VA 15 Year Fixed

RATE	PAYMENT	POINTS %	POINTS ($)	APR	FEES
3.500 %	$1,429.77	4.556 %	$9,112.00	4.309%	$1,588.00	APPLY ONLINE

20% down payment assumption
Credit (FICO) Assumption: Excellent = 720, Good = 640, Fair = 580
Please Read the Following:
Rates, points and programs cannot be guaranteed on this web site because rates, fees, APR, and other costs are subject to individual borrower's credit score, loan-to-value, loan purpose, loan amount, and rapid fluctuations in market conditions. Maximum Loan amount for a conforming loan is $417,000. Loan amounts in excess of $417,000 are considered Jumbo loans. Rates and APR's are based on amounts of $200,000 for Conforming Loans and $500,000 for Jumbo Loans. This is not an advertisement for credit as defined by paragraph 226.24 of regulation Z.