Current Rates

Loan Amount	Program	Points	Credit

Last Update:	Wednesday, February 08, 2012	Broker /Origination Fee:	0.000%
Lock Period:	30 days	Loan Amount:	$200000

30 Year Fixed

RATE	PAYMENT	POINTS %	POINTS ($)	APR	FEES
3.250 %	$870.41	3.196 %	$6,392.00	3.629%	$2,848.00	APPLY ONLINE
3.375 %	$884.19	2.219 %	$4,438.00	3.674%	$2,848.00	APPLY ONLINE

20 Year Fixed

RATE	PAYMENT	POINTS %	POINTS ($)	APR	FEES
3.250 %	$1,134.39	1.852 %	$3,704.00	3.625%	$2,848.00	APPLY ONLINE

15 Year Fixed

RATE	PAYMENT	POINTS %	POINTS ($)	APR	FEES
2.750 %	$1,357.24	2.211 %	$4,422.00	3.282%	$2,848.00	APPLY ONLINE
2.875 %	$1,369.17	1.541 %	$3,082.00	3.308%	$2,848.00	APPLY ONLINE

3/1 ARM

RATE	PAYMENT	POINTS %	POINTS ($)	APR	FEES
3.750 %	$926.23	1.730 %	$3,460.00	4.098%	$2,848.00	APPLY ONLINE
3.875 %	$940.47	1.668 %	$3,336.00	4.114%	$2,848.00	APPLY ONLINE
4.000 %	$954.83	1.606 %	$3,212.00	4.131%	$2,848.00	APPLY ONLINE

5/1 ARM

RATE	PAYMENT	POINTS %	POINTS ($)	APR	FEES
2.000 %	$739.24	2.635 %	$5,270.00	3.656%	$2,848.00	APPLY ONLINE
2.125 %	$751.80	2.246 %	$4,492.00	3.660%	$2,848.00	APPLY ONLINE
2.250 %	$764.49	1.857 %	$3,714.00	3.664%	$2,848.00	APPLY ONLINE

7/1 ARM

RATE	PAYMENT	POINTS %	POINTS ($)	APR	FEES
2.375 %	$777.31	2.799 %	$5,598.00	3.625%	$2,848.00	APPLY ONLINE
2.500 %	$790.24	2.354 %	$4,708.00	3.638%	$2,848.00	APPLY ONLINE
2.625 %	$803.30	1.908 %	$3,816.00	3.650%	$2,848.00	APPLY ONLINE

FHA 30 Year Fixed

RATE	PAYMENT	POINTS %	POINTS ($)	APR	FEES
3.500 %	$898.09	2.523 %	$5,046.00	3.774%	$1,588.00	APPLY ONLINE

FHA 15 Year Fixed

RATE	PAYMENT	POINTS %	POINTS ($)	APR	FEES
3.000 %	$1,381.16	2.546 %	$5,092.00	3.491%	$1,588.00	APPLY ONLINE

VA 30 Year Fixed

RATE	PAYMENT	POINTS %	POINTS ($)	APR	FEES
3.500 %	$898.09	2.523 %	$5,046.00	3.774%	$1,588.00	APPLY ONLINE

VA 15 Year Fixed

RATE	PAYMENT	POINTS %	POINTS ($)	APR	FEES
3.000 %	$1,381.16	2.546 %	$5,092.00	3.491%	$1,588.00	APPLY ONLINE

20% down payment assumption
Credit (FICO) Assumption: Excellent = 720, Good = 640, Fair = 580
Please Read the Following:
Rates, points and programs cannot be guaranteed on this web site because rates, fees, APR, and other costs are subject to individual borrower's credit score, loan-to-value, loan purpose, loan amount, and rapid fluctuations in market conditions. Maximum Loan amount for a conforming loan is $417,000. Loan amounts in excess of $417,000 are considered Jumbo loans. Rates and APR's are based on amounts of $200,000 for Conforming Loans and $500,000 for Jumbo Loans. This is not an advertisement for credit as defined by paragraph 226.24 of regulation Z.